Immediate coverage
Options for qualifying clients seeking coverage designed to begin without a graded benefit period, subject to carrier underwriting.
Final expense portfolio
More carrier choice.
Better client fit.
ArmiCare gives appointed agents access to a respected final expense portfolio and practical placement support, so the recommendation can begin with the senior's needs.
Product strategy
One client profile does not fit
one carrier.
Health history, age, medications, desired coverage, premium budget, and underwriting rules all affect placement. Multi-carrier access gives agents more ways to search for a suitable solution.
Graded and modified
Alternative product structures can support clients whose health history may not fit immediate-coverage underwriting.
Guaranteed issue
Available carrier solutions may help certain clients access coverage when traditional health qualification is not suitable.
Placement support
Product knowledge and case guidance help agents evaluate age, health profile, budget, benefit design, and carrier fit.
Carrier relationships
A growing portfolio for final expense agents.
Carrier availability, products, commission levels, states, and appointments vary. Agent HQ reviews the current portfolio during contracting.
American AmicableAmerican Home LifeAmericoCorebridge FinancialGerber LifeGTLMutual of OmahaRoyal NeighborsTransamericaAflac
Join ArmiCare
Build with product choice and people who help you place the case.
Connect with Agent HQ to review available carriers, states, contracting requirements, and current product support.
Start your application →